Jahred is a stellar loan officer. He went above and beyond for any questions that my spouse and I had throughout our first home purchasing. If we ever purchase a home again, he will for sure be our go to! Thanks JAHRED!!
Andi GoodGoogle review
Yuma, AZ · Licensed in Arizona
Your Yuma home loan, closed in as fast as 2 weeks.*
5.0 on Google · Yuma-based · Hablamos Español
Answer 5 quick questions. A licensed local advisor calls you back with your options, in English or Spanish. No credit check to get started.
5.0 on Google · 52 reviews (opens Google in a new tab)
Gustavo EspindolaFounder · Yuma native · 10+ years · with Jahred Leal
- Close in as fast as 2 weeks*
- FHA · VA · USDA · Conventional · Refinance · HELOC
- Hablamos Español
- Office at 1874 S Avenue B, Yuma
“Jahred is a stellar loan officer. He went above and beyond for any questions that my spouse and I had…”
Andi Good · Google review
Free mortgage quote, 5 questions
Your information is secure. We only use it to prepare your quote.
- Rated 5.0 on Google
- Yuma-based, licensed in Arizona
- Closings in as fast as 2 weeks*
- Hablamos Español
How it works
Three steps from “just looking” to keys in hand.
Answer 5 quick questions
Tell us what you want to do, your rough budget and a credit estimate. About a minute, no documents, no credit check.
Talk to a local advisor
Gustavo’s team reviews your answers and calls you (or texts, if you opt in), usually within one business day, in English or Spanish. Straight answers on programs and next steps.
Close in as fast as 2 weeks*
When you’re ready, we shop your loan across multiple lenders and drive it to closing. Many Elite Mortgage loans close in about two weeks versus a 5+ week industry average.*
Loan programs we broker
Purchase or refinance, we’ll tell you which one fits before you commit to anything.
FHA loan
Flexible credit guidelines and lower down-payment options. The go-to for first-time buyers.
Start with question 1VA loan
For eligible veterans, service members and surviving spouses.
Elite Mortgage LLC is a private mortgage broker, not affiliated with or endorsed by the VA.
Start with question 1USDA loan
For eligible rural and suburban addresses. Ask us whether yours qualifies.
Start with question 1Conventional loan
Flexible terms for well-qualified buyers, shopped across multiple wholesale lenders.
Start with question 1Refinance
Change your rate or term, or cash out equity for renovations or debt.
Start with question 1HELOC
Tap your home’s equity with a flexible credit line you draw on only when you need it.
Start with question 1Program availability and terms depend on eligibility and lender guidelines. No rates or payments are quoted on this page; your Loan Estimate will show them.
Why Yuma chooses Elite Mortgage
Close in about 2 weeks*
Most lenders take 5+ weeks. Elite Mortgage can close in around two weeks, so you move in sooner.*
Born and raised in Yuma
Founded by Yuma native Gustavo Espindola. Ten-plus years of local lending, and an office on Avenue B.
Hablamos Español
Every step in English or Spanish, from your first call to closing day. No translators, no guesswork.
A real advisor, not a call center
You work directly with a dedicated, licensed advisor who answers the phone and texts you updates.
Elite Mortgage · as fast as 2 weeks*
Typical lender · 5+ weeks
*See the closing-time note in the footer.
Meet the team behind your loan
Elite Mortgage LLC is an independent mortgage broker founded in Yuma by Gustavo Espindola. We are not a bank: we shop your loan across multiple wholesale lenders, then manage the file from your first call to closing day. Most of our clients are in Yuma, Fortuna Foothills, San Luis and Somerton, and we are licensed throughout Arizona.
Founded in 2021, Elite Mortgage closes many loans in about 14 days* and keeps the door on South Avenue B open six days a week.
Gustavo Espindola
Founder · Yuma native · 10+ years
Gustavo grew up in Yuma and has spent more than a decade helping neighbours buy and refinance here. He built Elite Mortgage so that a local family could talk to a local advisor, in English or Spanish, and get a straight answer fast.
Jahred Leal — Elite Mortgage team
Elite Mortgage LLC · NMLS #2339191 · Licensed in Arizona
Call Gustavo’s teamWhat Yuma homeowners say
…me and my wife are first time buyers we didn't know how to start the process of buying our home but JAHRED LEAL fix that problem he explained everything from my credit being low to every process in between to the end I would definitely recommend ELITE MORTGAGE and JAHRED LEAL for all your home buying needs he kept me updated on everything…
Alejandro GonzalezGoogle review
Gustavo from Elite Mortgage helped us close on the home of our dreams quickly and painlessly! We seriously can't thank him enough for always being available to answer questions and keeping us in the loop throughout the entire process.
Renee Peralta GamboaGoogle review
I cannot express how happy I am with Gustavo and his team. I am amazed at how attentive and helpful this team was. Gustavo was always on top of things calling and texting me with updates. He definitely made this process a pleasant one. He was always positive and was very motivational. If you are looking to buy a home in Yuma, Gustavo is the person to go to! I am blessed to have run into him! I will definitely continue to seek Gustavo's assistance for future endeavors.
Fabiola BeltranGoogle review
I would like to thank Gustavo and all the people at Elite Mortgage for all the hard work they did making the home buying process seamless and simple. They took the time treat me with respect and to take care of any concerns I had. Thank you very much and I would recommend them to anyone who is looking to purchase a home.
DonnieGoogle review
I had a great experience with Elite Mortgage. The staff is super friendly and really knows their stuff when it comes to mortgages. They went above and beyond to make sure I got the best rate possible and walked me through the whole process, making everything easy to understand. I'd definitely recommend them to anyone looking for a reliable and supportive mortgage company.
Absalon AlvarezGoogle review
I am incredibly grateful for the outstanding service provided by Elite Mortgage. From start to finish, the team was professional, knowledgeable, and attentive to my needs. They made the entire process smooth and stress-free, ensuring I understood each step along the way. Their expertise and dedication truly set them apart. I highly recommend Elite Mortgage to anyone in need of mortgage services. Thank you for making this experience a great one!
Jonathan SoGoogle review
Our family want to thank Elite Mortgage team, it was a great experience, very nice team, helpful, friendly, polite, Gustavo muchas Gracias
Luis ValenzuelaGoogle review
Excelente servicio
Elder CastilloGoogle review
Questions people ask before they tap “Get my quote”
Will filling this out affect my credit score?
No. The quote form asks for your own estimate of your credit; nothing is pulled and nothing is reported. If you decide to move forward later, your advisor explains the next step and asks before any credit inquiry happens.
What happens after I submit?
A licensed Elite Mortgage advisor in Yuma reviews your answers and calls you (or texts, if you opted in), usually within one business day (Mon–Sat, 9am–5pm). Expect a short conversation about your goals, then a clear picture of programs and next steps. No obligation, and there is no fee to request a quote.
How fast can you really close?
Elite Mortgage can close many loans in about two weeks, compared with a 5+ week industry average.* Timing depends on loan type, appraisal and how quickly your documents come in, so your advisor gives you a realistic closing date up front rather than a guess.
I’m a first-time buyer with lower credit. Can you still help?
Yes. FHA loans accept lower scores and smaller down payments, and first-time buyers are a big part of who we serve. One of our reviewers, Alejandro, started with low credit and Jahred walked him through every step to closing.
Do you speak Spanish?
Sí. Hablamos Español. You can do the entire process in Spanish, from the first phone call through underwriting to signing at closing. Tick the box on the form and we’ll call you in Spanish.
Are you a bank? Who actually lends the money?
Elite Mortgage LLC is an independent mortgage broker based in Yuma and licensed in Arizona, not a bank and not a government agency. We shop your loan across multiple wholesale lenders to find a competitive rate and program, then manage the file for you through closing.
Talk to a Yuma advisor
- 1874 S Avenue B, Yuma, AZ 85364 (directions, opens Google Maps in a new tab)
- (928) 597-8122
- Info@elitemortgageaz.com
- Mon–Sat 9am–5pm · Sun closed
Serving Yuma, Fortuna Foothills, San Luis and Somerton, and licensed throughout Arizona.
¿Prefieres español? Llámanos al (928) 597-8122 o marca la casilla del formulario y te llamamos en español.
Elite Mortgage LLC
1874 S Avenue B, Yuma, AZ 85364
Ready when you are.
Five questions, about a minute, no credit check.